If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Georgia Commerce Bank 2 Year CD Account |
1.15%
Date: Feb 7, 2012
|
| The National Bank of Georgia 2 Year CD Account |
1.10%
Date: Feb 16, 2012
|
| Touchmark National Bank 2 Year CD Account |
1.10%
Date: Feb 14, 2012
|
| KeyWorth Bank 2 Year CD Account |
1.10%
Date: Feb 7, 2012
|
| Ethicon Credit Union 2 Year CD Account |
1.10%
Date: Feb 3, 2012
|
| Providence Bank 2 Year CD Account |
1.10%
Date: Feb 3, 2012
|
| Georgia Corporate Federal Credit Union 2 Year CD Account |
0.22% to
0.29% Date: Feb 17, 2012
|
| Georgia Corporate Federal Credit Union 12 Month CD Account |
0.12% to
0.16% Date: Feb 17, 2012
|
| Georgia Corporate Federal Credit Union 6 Month CD Account |
0.08% to
0.12% Date: Feb 17, 2012
|
| The National Bank of Georgia 12 Month CD Account |
0.88% to
0.75% Date: Feb 16, 2012
|
| The National Bank of Georgia 6 Month CD Account |
0.60% to
0.40% Date: Feb 16, 2012
|
| Delta Community Credit Union Savings Account |
0.35% to
0.30% Date: Feb 16, 2012
|
